Archive for August, 2013

Markеting Cars To Kazakhstan

August 28th, 2013 Comments off

This papеr aims to critically еvaluatе thе cultural and еconomic aspеcts of Kazakhstan – tеrritorially thе sеcond largеst formеr Soviеt Rеpublic and now an indеpеndеnt country, which has good prospеcts of rapid еconomic growth and dеvеlopmеnt. Thе product that is bеliеvеd to bе thе bеst to markеt to this country is automobilеs, both mеdium-pricеd and luxury onеs. Kazakhstan is a largе potеntial markеt for sеlling and distributing cars for a numbеr of rеasons. First, it is a country that is trеmеndously rich in natural rеsourcеs, еspеcially oil and gas. Sеcond, Kazakhstan has a solid lеgal basе supporting intеrnational tradе. In fact, thе country has a cеntury-long history of forеign invеstmеnts, illustrating thе high lеvеl of trust put by forеign еntеrprisеs and funds into this statе. Third, this country chosе a path of dеmocratic dеvеlopmеnt, paying significant attеntion to fair wеalth distribution among its citizеns. Finally, thе Kazakh culturе sееms to support thе notion of driving forеign cars, еspеcially еxpеnsivе onеs, as car is still an indicator of status in this country. In othеr words, a typе of car drivеn by a pеrson in Kazakhstan illustratеs thе social stratum to which thе individual bеlongs. Oftеn, pеoplе will spеnd all of thеir bеlongings on a brand nеw automobilе, just to gеt thе sееmingly dеsirеd position in sociеty. This papеr, by rеfеrring to a numbеr of scholarly sourcеs discussing political and еconomical issuеs facеd by transition еconomiеs, providеs cultural and еconomic analysis of Kazakhstan in an attеmpt to illustratе thе potеntial of this markеt to which automobilеs, both mеdium-pricеd and luxury onеs may bе sold.
Cultural analysis of Kazakhstan
Sincе 1991, privatization has bееn thе cеntral point of thе dеvеlopmеnt programmе implеmеntеd by thе Kazakhstan govеrnmеnt with thе support of intеrnational agеnciеs. Thе rеduction of statе control and introduction of privatе ownеrship has bееn sееn as onе of thе kеy ways of producing a morе еfficiеnt ‘modеrn’ markеt еconomy and stimulating growth. Thеsе procеssеs in turn arе assumеd to providе еconomic and social bеnеfits to individuals and communitiеs, by opеning up opportunitiеs for participation and control ovеr rеsourcеs (Cowan and Mann 1998).
Cultural dеvеlopmеnt in particular has primarily bееn framеd in tеrms of thе nееd to rеstructurе collеctivе and statе farms and еncouragе thе formation of nеw agricultural еntеrprisеs basеd on privatе ownеrship of land and assеts. Land rеform and farm privatization programmеs wеrе initiatеd in 1991, and by 1996 wеrе hеld to bе almost complеtе (Cowan and Mann 1998). Howеvеr, thеsе quantitativе indicators hidе a morе complеx picturе. Both govеrnmеnt and outsidе consultants havе rеcognizеd that Kazakh culturе prеsеnts a mixturе of thе Asian and Russian tеndеnciеs, which should bе sеriously considеrеd by any forеign company attеmpting to markеt its products to this country. history essays paper

April – National Financial Literacy Month

August 28th, 2013 Comments off

The month of April has been declared by Barack Obama as the National Financial Literacy Month. The purpose behind this declaration is to bring attention of the American public to the current financial crisis and how they need to make themselves aware about various aspects of the financial system to help overcome the crisis.

The current economic crisis has been a source of much discussion everywhere. In a recent meeting, he announced that Americans have to sit back and think about their financial situation seriously and take positive steps to improve not just on a personal level, but also on the national level.

The President stated in his Proclamation that the current economic problems are largely due to reckless speculation from financial banks. Private firms on their part sold complex financial products in order to minimize risk and evade from legal scrutiny. Ordinary consumers have taken loans that they could not afford and the result is that there is a huge national debt, a phenomenon predicted by economists a decade ago.

The President has made a new proposal for a Consumer Financial Protection Agency. The agency’s goal would be to empower Americans with greater knowledge on financial information. Americans are currently plagued by problems such as hidden fees and improperly defined loan contracts. Such an agency will fight back improper financial spending and make people aware of what they should be know about any financial activity they undertake.

Not only is it important for every American to be aware of the consequence of every financial action they undertake, they should also educate their children about it. A better understanding of the mechanics of the financial system and how it works will put an end to unscrupulous activities and hidden terms which consumers are not aware of until they are deep into debt.

Pennys For Stocks?

August 27th, 2013 Comments off

When you hear the term Penny Stocks you think stocks for a penny. It makes sense, but penny stocks are actually any stocks that trade for less than five dollars or it can mean any stock that’s not traded through the big exchanges. Penny Stocks tend to be high risk investments that you need to take some serious precautions with.

A pump and dump scheme is when anyone sells a stock for an inflated price, and then the vendor dumps the expensive shares.

A pump and dump scheme is when someone sells a stock for an inflated price, and then the seller dumps the overpriced shares. This causes the price to drop and the investor to potentially lose a lot of money. Also since penny shares are worth so little they’re often not tracked or reported which raises the potential for fraud.

These firms are frequently debated on the radio and other kinds of things. You could see glowing comments on their notice boards and other mediums. These postings are irregularly done by a single person or perhaps a complete team and they often have a tendency to block out individuals that are urgent giving the belief that it’s a great company in order to get bankers to buy their stocks.

Often companies will talk about their economic growth and will claim that their stock is high demand. These companies are sometimes mentioned on the radio and other sorts of things. You might even see glowing comments on their message boards and other mediums. These postings are sometimes done by a single person or even an entire team and they tend to block out those who are critical giving the impression that it’s a great company in order to get investors to buy their stocks. As soon as they’ve sold the stocks they will then sell their shares causing the price of the stock to rapidly deflate.

Penny stocks are often sent thru spam and these trackers can be convenient in helping identify which to stay away from. Penny stocks are typically traded outside the major exchanges as the firms selling them are kicked out of the major ones for not meeting the minimum bid of $1 for a sequential period.

Once this happens the stocks are generally mentioned on the OTC Circular Board. The NASD has been making an attempt to clean the bulletin-board by requiring firms to submit quarterly and yearly reports to the SEC to help keep crime rates down. The truth of the problem is that penny stocks have a tendency to be a dangerous if you do not know what you are doing and even often when you do.

The truth of the issue is that penny stocks have a propensity to be a threatening if you don’t know what you’re doing and even frequently when you do. You will not even realize you are buying penny stocks if you buy them at the inflated costs. Just be truly careful with what you do and be sure to have a quick look at the company, possibilities are if their stock has risen quickly lately, they won’t be extremely convincing.

Devynne Tilimockinsen is an author with special knowledge aboutinvestingShe can also help you invest properly for the future.

We have the economical and permanent solution to the oil spillage problem in the Gulf of Mexico

August 27th, 2013 Comments off

(1888PressRelease)The oil spill in the Gulf of Mexico become an Environmental Catastrophe and We have the economical and permanent solution to the oil spill problem.

In Spain in 2002 we had a similar problem with the Prestige spillage accident. This problem was never solved because of the government bureaucracy.

This oil spillage has already decimated the economy and the marine life of a large costal area in the Gulf of Mexico. This damage will continue to grow exponentially in other areas of the Gulf of Mexico and in the coast of Florida.

The real problem of oil spillages in the coastal areas, is when the oil spillage reaches the shores, this will damage and destroy the economy of the areas.

Taking out the oil from the sea is only a first step, the big problem will be when the oil spill reaches the shores.

We propose to clean the areas, the sand and the vegetation “In Site” with Biodegradable Chemicals and Biological Acceptable Products that are Environmentally Friendly to accelerate the process of Biodegradation. To do that we need heavy machinery to mix the products with the soil and sand and a lot of hand labor “In Site”, this way we solve two problems: – The Contamination and the Unemployment in the area.

We must understand the gravity of the danger to US coast from the oil spill in the Gulf of Mexico since an April 20th , because this isn’t a storage tank or a ship with a finite amount of oil that has boundaries.
It’s a river of oil flowing from the bottom of the Gulf with an estimate at rate of up to 5,000 barrels (210,000 gallons) a day and could continue for another 90 days if the leak isn’t contained.

The nation’s worst environmental disaster in decades, threatening hundreds of species of fish, birds and other wildlife along the Gulf Coast, one of the world’s richest seafood grounds, teeming with shrimp, oysters and other marine life. The economic impact of the spill will extend far beyond marine wildlife and the fishing industry, harming coastal property owners, the tourism industry, and a myriad of others who supply them with goods and services.

The oil leaking now covers an area of the Gulf of Mexico about 100 miles long and 45 miles at its widest. Clearly, the fear for everybody, including the west coast (of Florida), is that you get the oil not only on the beaches but then Everglades National Park or resources in the Keys. That would be devastating
This year we saw natural disasters worldwide (earthquake , oil spills, etc.)and for the continuity the fragility of the human memory change the focus so fast .

The 1989 Exxon Valdez spill off the coast of Alaska is still regarded as one of the world’s biggest environmental disasters after the tanker crashed into a reef in Prince William Sound, releasing 41,639,529 liters of oil into the ocean. On November 13, 2002, while the Prestige was carrying a 77,033 metric tons cargo of two different grades of heavy fuel oil. Currently, financial responsibility was limited to the ship owner, and liability scales with the tonnage of the ship. The large multinational oil companies which usually charter the vessels and own the cargo escape all responsibility. According to 1990’s Oil Pollution Act, the company responsible must pay for the cleanup.

For more than a decade, we had fought for human safety and environmental protection and it’s time we stand up to work together taken particular interest in protect the world environment. The recovery of the coastal and marine ecosystems affected by the disaster cannot be ignored like the Exxon Valdez and Prestige spills.

We the people must understand “we are a nation and whatever happen affects each one of us”.

Paul Chehade:.

Effects on the Water

Oil spills affect water in a variety of ways. When oil is released into water, it does not blend with the water. Oil floats on the surface of salt and fresh water. Over a very short period of time, the oil spreads out into a very thin layer across the surface of the water. This layer, called a slick, expands until the oil layer is extremely thin. It then thins even more. This layer is called a sheen and is usually less than 0.01 mm thick.

Oil spills on the surface of the water are subjected to the whims of weather, waves and currents. All these natural forces move slicks across the surface of the water. In addition, these forces stir up the oil slick and also control the direction the slick moves in. An oil spill far out at sea can be carried ashore by wave and current action. Rough seas can split an oil slick apart, carrying some oil in one direction and more in another. In contrast, a near shore oil spill can be totally controlled by currents and wave action that causes the oil to come ashore, damaging marine shoreline habitat.

Different types of oil react differently when spilled. Some evaporate in small amounts while others break down quicker. After the sheen breaks down, a moderate amount of oil will break down and be deposited on the bottom of the ocean. This usually happens in shallow water. Certain types of microbes will break apart and consume the oil, but this in no way makes up for the damage done during the spill. In addition, when oil breaks apart and sinks to the ocean floor, it contaminates the underwater habitat too.

Effects on the Coastline

Perhaps the most visual part of an oil spill is the harsh effects oil has on the coastline. Pictures of oil covered birds and sea mammals are common. Oil is thick and sticks to everything it touches. While the most visual part of the damage might be the birds and wildlife we see on TV, consider that the oil covers everything right down to a grain of sand. Every rock, every piece of driftwood, saw grass, sand, soil and every microscopic habitat is destroyed or affected by the thick oil that washes ashore after a spill. Oil spills affect the coastal habitat from the smallest shells up to the largest boulders.

Unless there is a concerted effort to clean the shoreline, oil will basically stay on shore until weather and time break the oil down. The process is extremely slow which is why so many environmentalists work diligently to clean beach areas, rocks, and shoreline that have been contaminated. The gooey mass that makes up an oil slick litters the shoreline with ugly black tar. What makes it so very dangerous is that the coastline is where so much marine life is concentrated. Typically, shore areas are the nurseries for fish and marine life, in addition to being the home of many young marine mammals. Contaminated shorelines are not only unsightly, but also extremely dangerous to any wildlife in the area.

Effects on Marine Life and Wildlife

When oil floats on the water surface, what happens when a marine mammal surfaces in the center of a slick? The animal ingests the oil. If this marine mammal is miles from the oil spill but happens to ingest a fish that swam through it, he is poisoned. The effects are far reaching. Marine and coastal life can be contaminated in a number of way, through poison by ingestion, destruction of habitat and direct contact with oil.

Ingesting oil can cause any number of problems. Death is the obvious one. However, if an animal ingests oil-saturated food, the effects might be longer reaching that simply making the animal ill. People are not aware of the immediate impact to an animal’s ability to mate and have viable offspring after being exposed to oil contamination. Fish ingest oil suspended in the water through their gills. It is known that this affects their ability to reproduce.

Habitat destruction is all too obvious with an oil spill. The most visible would be seen on shore but beneath the water, there is a very delicate balance in the reefs and shallow water habitats. Plankton, the smallest organisms, are affected by oil spills. This effect moves right on up the food chain. Of particular concern are the very delicate sea life, such as clams and mussels that feed on plankton.

Direct contact with oil harms any animal that comes in contact with the oil. Bird’s feathers are designed to repel water to protect the animal from the elements, in addition to allowing many birds to float on the water when resting or searching for food. When oil cakes the feathers of a bird, it keeps the feather from repelling water. Oil also weighs down the bird, keeping it from flying. If a bird isn’t cleaned of the oil, it’s a sure license to death. Many birds ingest deadly amounts of oil trying to clean their feathers. The same holds true for marine mammals. Marine mammal fur acts as an insulator to keep the animal warm in the coldest waters. When oil saturates the fur, it ruins the ability of the fur to retain heat. Again, marine mammals can ingest the oil when trying to clean their fur.


Why You Should Consider Cape Coral or Fort Myers As Your Next Home

August 26th, 2013 Comments off

If you are looking to invest in property then your timing is perfect since there are a barrel full of real estate bargains in Cape Coral and Fort Myers. Both cities are located within about 6 miles of each other, in Southwest Florida, right on the Gulf Coast of Mexico.

Whether you are looking for pristine beaches, or a sunny location that is easy to get to, your future home will be nestled amongst the palms and various legacies that this paradise claims. Real estate in Cape Coral has never been a better investment with homes selling for far below their peak value, and if the dreamlike landscape or idyllic beaches don’t draw you in, then the booming cities, all within easy access, surely will.

The city of Cape Coral not only come with the feel of a warm, welcoming place of residence, but also with a plethora of activities to do when you feel like getting out. Downtown Fort Myers draws the interested locals and tourists alike with its thriving waterfront district and art walk, bringing culture, entertainment and history all to one vibrant location. Sports fans are also in heaven, with the Boston Red Sox using Fort Myers as their spring training ground in the baseball preseason. Football and Basketball fans also can find exciting matches at any of the surrounding fields where Florida Gulf Coast University teams lock horns regularly.

Cape Coral and Fort Myers real estate, along with its surrounding areas is known for its luxurious standards. With these current economic times, finding that dream home or palace for a shockingly cheap price and living like a king or queen is suddenly more realistic. Not only is the potential for a luxurious, affordable home a great reason to start getting excited, but this will also be a brilliant investment opportunity. Thousands of ornate palaces are adorning the Fort Myers/Cape Coral landscape waiting to be claimed and called home.

Recently we have seen signs of recovery in the area, and tourists have started to come back to enjoy the sunshine and lifestyle. In March 2010 it was reported that homes sales were up compared to March 2009. This was the first time this had been reported in over 4 years. With this great news, is also the hope that property prices have bottomed out and will now start to rise. With that in mind if you are looking for a bargain property then now is the time to get out, before the prices rise too much higher. So if you are looking for sea, surf, sports and/or a property for business investment then head on down to Southwest Florida, or specifically Cape Coral and Florida. It really must have something to offer, after all two of our most brilliant minds of all time, Thomas Edison and Henry Ford chose to call it home.

Are you looking to purchase Fort Myers or Cape Coral real estate? Florida Luxury Brokers are experts in Cape Coral and Fort Myers homes for sale. Visit them at now.