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Activities That Call For Social Security Numbers

September 6th, 2018 Comments off

Social security numbers have been used in many different transactions daily. The problem now becomes finding out whether we are actually dealing with a legitimate person or company or not.

Many business transactions involve our social security number. Because of this scenario, many unscrupulous individuals are exploiting this to their advantage and they resort to stealing our numbers for their personal gain.

Subscribing to mobile post paid plans is one of the many transactions that require us to disclose our social security number. This subscription will require you to pay a certain amount every month and you are locked in for a certain period of time. This business deal usually happens over the phone where in an individual receives a phone call, more generally known as a telemarketing call, asking them to sign up for a postpaid plan.

What usually happens over the phone is you can hear a sales pitch about a mobile phone. And if you agree to do it, the telemarketer will ask for pieces of information like your full name, contact numbers, address and they often ask for two valid IDs, primary and secondary. More often than not, they only accept social security number as your primary identification and for secondary ID they give you options like driver’s license, company ID and others.

How will we find out whether we are dealing with a legitimate individual who is on the other line? How will we know that he is not one of those corrupt individuals who are just waiting to take advantage of those unsuspecting persons? Keep in mind that it’s your right to say no if they ask for your social security number. But if you are really fascinated with the offer, then you can ask them to call you back so you can check whether they are legit or not.

Also, in your social security number card, you can find a toll free number and you can call that number in case you have questions about the things to consider before giving out your social security number, especially over the phone.

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Beware of Reverse Mortgage Scams

September 4th, 2018 Comments off

Reverse mortgages are being used by more and more seniors in an effort to get a loan that does not have to paid back until they move or die, giving them the funds they need to pay for their own long-term care, without relying on family or insurance. It is an incredibly popular practice for those over the age of 62, who own a home and don’t want to be a financial burden on their families. In fact, they are the most popular type of loan for Americans over the age of 62.

However, seniors who are in need of some loan cash sometimes fall into the traps of reverse mortgages scams through fake websites and reverse mortgage companies who charge too much. This is a horrible situation for a senior to be in, because they may lose thousands of dollars to the scam artists, turning them into a severe financial burden for them family.

Usually, the scam is perpetrated through telemarketing with the senior being contacted by phone and convinced into giving up their personal information for the ‘loan’. The personal information is then used to steal the senior’s identity, often taking out a loan in their name, but making the senior foot the bill for the interest charges and monthly payments.

In the case where the senior thinks they are dealing with a legitimate company, they may be dealing with a phony reverse mortgage companies. These companies will charge six to ten percent of the entire loan amount just for the senior to get the name of a reverse mortgage lender. This is one of the most common types of scams. You can actually get information on who provides reverse mortgages, free of charge, from the Department of Housing and Urban Development.

As a result, if you are looking for a reverse mortgage, you need to be incredibly careful not to fall into the trap of a reverse mortgage scam. You should always make sure that before you sign anything, even if the agent is urging you to, you do your research into the company to find out if they are a) legitimate and b) financially stable.

It is also an excellent idea to sign the contract in the presence of a lawyer, adviser, or your children. This will help to avoid the tactics that have been laid by the reverse mortgage scam artist. However, if you simply want to avoid becoming a part of reverse mortgage scams, then you should simply not do your reverse mortgage dealings over the internet or phone.

Conclusion Reverse mortgage scams are one of the worst scams perpetrated by scam artists because it prays on the elderly and their desire to be financially secure after they have left the workforce. All reverse mortgage scams do is rob them of their money by forcing them to pay large sums up front, or by stealing personal information. To make sure you do not fall into a reverse mortgage scam, do your research and never, ever sign anything under pressure, or pay money up front without consulting an adviser first.

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Cell Phones For People With Bad Credit

September 3rd, 2018 Comments off

Are you looking for cell phones for bad credit? Well the good thing is that you will not have to look very far. That is correct even if you have not so good credit; you will still be able to get a cell phone. This article is going to reveal how anyone can have a mobile phone; even if your credit is not so “hot.”

Yes if you are searching for the perfect phone; yet are kind of skeptical of someone wanting to give you a contract with one; then you need not look any further. There are phones that enable anyone to get them regardless of their credit; and they are called “Go Phones.” Whether you have not so good credit or just do not want to be tied down to a contract; these may be the right type of phones for you.

Yes it is now possible for anyone to get a phone; and these cell phones for bad credit enable anyone to acquire a phone without any obligations. All you do is purchase a phone and then purchase the airtime; once the airtime is completed you can easily add some airtime to give you more talk time.

Anyone who does not want to be tied down in a contract; or does not want to sign up with the two year contracts that most dealers want them to sign love these phones. You will discover that regardless of your credit background it is easy to get these phones.

We understand about having bad credit in the past and having difficulty getting a cell phone contract. In fact we purchased a go phone because of our bad credit history no other company wanted to allow us to get a new phone. We realized that “go phones” are great for anyone who has bad credit and is trying to fix their credit score.

Everyone is going to face some type of financial difficulties in their life regardless of who you are. Just because you are having financial difficulties does not mean that you should not be able to talk to your family and friends.

Regardless of why you want a new phone or what your credit looks like; you can get a phone. Go phones make it easy for anyone regardless of what you credit looks like. Do not let anyone tell you that you can not have a mobile phone to keep in touch with your loved ones; they do not even care about your history.

If you are tired of looking for “cell phones for bad credit” then be sure to stop by our site below. You will discover several of the most popular phones that everyone loves. You will even be able to learn more about the go phones that do not require you to sign any type of contract.

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How to Find Low Rent Housing

August 31st, 2018 Comments off

The economic crisis has left many families with either no work or wages cut back. This has led to people having to tighten their belts and live more frugally. There are many ways to cut back expenses. For example, you can move to low rent housing.

Low rent housing can be found online. There are services that help you look for low rent housing. All you need to do is tell that what exactly you are looking for. Set the rent to the lowest amount and they will give you low rent housing in that price range.

Get a realtor that knows low rent housing to help you find one. Since they understand the area and know where the cheapest housing are, you can probably find a good deal through them.

Another place where you can find low rent housing is in the house for rent magazines. Pick up a free magazine at your local news stand.

Employ the help of apartment finders to assist you in your hunt. These apartment finders get a commission from the low rent housing that you sign a lease with so there is no cost to you for using them.

If you get a chance, talk to the people that are living in the low rent housing and find out their experience about living in the complex that you are interested in. They can tell you first hand experience about the complex.

Before moving into any low rent housing, be sure you do a check with the landlord. That way you can point out to them the problems that need fixing and any cleaning that should be done. Take care of all of these things before you move in.

Natural disasters and theft can occur in low rent housing. To protect yourself you should get renters insurance. This insures your property up to the present value of your belongings. You should seriously consider this if you are living in a high crime area.

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Forex Fapturbo Review- Building Wealth Online Working From Home

August 30th, 2018 Comments off

Everyone would love to become very rich online. Being wealthy is a reality for many each and every day. Many people today are becoming very successful in achieving this. Not only are they making a ton of cash, but they are also making their online business their main source of income.

Now there are quite a bit of methods currently available for being successful online. For the purpose of the article, we will look at one specific method. This method that many people are using is called FOREX. What is this exactly and how are people benefiting from this?

Forex stands for something called the Foreign Exchange Market. It is one of the largest financial markets in the world today. Its volume includes over $2 trillion per day.

When comparing this to the New York Stock Exchange, this equates to over three times the total amount of stocks and futures markets combined. Forex is simply one of the best and most efficient ways of generating wealth today.

How can someone get involved with this? All you need is an internet connection and a computer, both of which you should have if you are already reading this. Rather than going into great detail within this article, you can continue to find out more about this topic at Fapturbo below.

What is Fapturbo? It is simply a Forex Robot that is capable of doubling your cash every single month. It is the most effective way of building wealth through the Foreign Exchange Market.

If online trading is not something that interests you, you can also try out other available programs by taking a look at Online Wealth Programs. On there, you will find what people are currently using each day to generate six figures a year. The site contains a list of the most popular programs. Feel free to check out the site, as there are also a number of free offers.

After utilizing just one of these programs, you will be able to expand your current source of income.

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