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International Students Health Insurance – Student Secure Policy

Todays Date: November 19, 2018

Student medical health insurance is one of the most important requirements for an international student. Health care expenses are usually on the expensive side in all foreign countries and as such, it is very important that we take up International Student Medical Insurance before we leave for our studies abroad.

StudentSecure SM Medical Insurance is an international student health insurance plan, which is offered by HCC Medical Insurance Services. This plan offers several features and is also available in two levels- Select and Budget. Coverage for factors like Emergency Medical Evacuation, Acts of Terrorism, Medical Expenses and pre-existing conditions( covered after 12 months) , are included under these plans.

StudentSecure SM Medical Insurance provides coverage up to $300,000 under the select plan and $250,000 under the budget plan. This plan benefits include- Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Mental Health Disorders (one of the requirements for insurance for international students), Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy and Routine Nursery Care of Newborn.

StudentSecure International Student Medical Insurance also covers factors like Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.

Only full time students who are residing in a foreign country, holding a valid student visa (F-1) are eligible to take up these plans. It is important) that at no time these students apply or obtain a residency status in the foreign country they are pursuing their studies in.

We can extend the plan up to a year from the initial date of payment and afterward if we want, we can renew it to a time period of four years. Renewal of the plan is possible only if we continue to meet all the plan pre-requisites and is possible for maximum four years, after which we need to opt for a new plan.

Enrolling for the Student Secure Insurance plan is quiet simple. You can complete the application online, fax the application or mail the application with your preferred payment mode. The insurance documents can be emailed which can be downloaded within minutes after you submit the application. You can also opt for the documents to be mailed to you.

Thus, these are some of the features and facilities provided by the StudentSecure SM Medical Insurance.

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