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The Obama Health Plan- Who Does It Help?

Todays Date: September 19, 2018

As of late, there have been a lot of heated discussions and talk about who the health care reform will help, and how it will effect Americans. Although many are opposed to this health care reform, the true is that this plan will help many Americans who are currently trying to survive each day without any health care coverage.

The first group that this plan will help will be those adults who are low income who can’t afford health insurance. This group of American’s is one of the groups that the current system does not accommodate. Basically Medicaid, which currently covers the children of these lower income adults and of course those that are pregnant will now cover low income adults as well.

The second group that seems to gain from the Obama health plan is those students who either graduate from High School or College only to be ousted from their parents’ insurance plans into the real world paying high cost premiums while trying to repay their student loans. This group will now be allowed to remain on their parent’s health insurance plans until the age of 26, providing them additional time to get their lives in order before having to pick up this additional expense.

Then there are the individuals that have a pre-existing condition. With the new health plan, insurance companies will not be allowed to turn anyone away based on their medical history. It has become a large problem, to date, when individuals loss their jobs and are finding it difficult to find new medical insurance because of a pre existing health condition. Although this will not officially take effect until 2014 it is a light at the end of the tunnel for these Americans.

While this plan has a lot of faults as well as benefits it is important to look at who will be helped by such a health care plan. Just because some of us are lucky enough to have health insurance coverage it is important to remember that it is very easy to become one of those with a serious health issue or loss of employment that could leave anyone of us struggling to find health insurance coverage.

Finding health insurance that is suitable for your medical needs can be difficult. The best thing to do is obtain several health insurance quotes from various companies. For assistance stop by www.gohealthinsurance.com.

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