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Self Credit Repair – Make Credit Repair Letters That Get the Attention They Deserve!

Todays Date: January 16, 2019

Creating your credit repair letters really isn’t as much of a challenge as many people think. There are a lot of good resources on the Internet for credit repair letters. If you want to start with an unbiased source, try the FTC’s credit repair web site, which can be easily found through a Google search. (It’s the .gov one, and probably one of the ones at the top of the list.) The FTC [Federal Trade Commission] offers a sample of a credit dipute letter on that site.

You can use that or any other letter you find as a guide, but if you can make it your own by changing it around a little, you will probably find more success with your self credit repair process. After all, it is very likely that thousands and thousands of people use the exact same letter. For better success with your credit repair letters you should change up the text a bit. You don’t have to completely rewrite the letter, but you should add a sentence or two, or just alter some of the words so that they mean the same thing but look different, or change the font style and size.

If you are sending out multiple credit repair letters, you’ll see the best results if you don’t send the same letter to the same credit bureau. For instance, if you have 5 letters all going to TransUnion, make each letter somewhat unique. Use one text on one letter and a slightly different text on another and a different font on the third and a different font style on the fourth. You get the idea. This way, each letter appears to be unique.

The reason you should take these little steps is simple: the credit bureaus ‘image’ all the letters they get. If they find that they are getting the exact same letter (or very, very similar letters) time and time again, they could view your dispute as “spam,” more or less, and trash the letter. Obviously that would amount to a waste of your time.

Proof that it is important to do this can be found in the fact that if you buy credit repair software, you will find that when you use that software to print out your CreditRepair letters, they all look different. That software is smart. It has a built in feature to help your letters have as much success as possible.

Sending basic credit repair letters is often a very effective method of getting items corrected, updated or even deleted from your credit report. And don’t be afraid to dispute a negative item even if it has no balance showing. Often, old collections that you paid off will still have a negative ‘rating’, and that’s no good for your credit score. Also, when you dispute something you don’t owe any money on, the item will frequently be deleted because it is no benefit to the creditor to confirm the account since you don’t owe them anything. Those ones are easy to get rid of, and when it comes to a person’s credit profile, every little improvement can help a lot! I know this from experience because I have seen my own clients’ credit scores improve dramatically after performing basic self credit repair.

Matthew Wierzbinski is the founding owner of http://CreditBlossom.com, which offers the public free use of it’s automatic credit repair letter software, the Credit Repair Letter Wiz™ (along with both video and written instructions and tips on the whole process).  This amazing tool automates the process of creating credit repair letters, thereby taking the tedium out of it and cutting a person’s time investment in the credit repair process down from hours to a matter of minutes. Use the tool for free at http://creditblossom.com/Content/LetterGeneratingTool.aspx .

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