Posts Tagged ‘advice’

Temporary Investor Visas

June 8th, 2018 Comments off

Relocating to the USA can be a very stressful and difficult business. There are however, a few ways to better your chances of successfully being granted a visa. One of the best ways of doing this, is to select an investor visa, of which there are two main kinds, permanent and temporary.

The temporary investor visa is called the E-2.

The E-2 visa is commonly referred to as the temporary green card. This is because there is no top-end limit to the visa term and so extensions and renewals can be applied any number of times providing the conditions of your visa are still met.

The purpose of this visa is to allow foreign people who have invested considerable amounts in the US to relocate there to further develop and run the business or businesses that they have invested in.

You may fit the criteria for this visa if you are the investor in a foreign business, or are a vital employee such as a manager or executive, and if you and the large shareholders in the business are nationals of countries that have a long standing Treaty of Trade, Friendship and Commerce with the United States of America.

Executives and other essential employees must be from the same country as the corporation to be eligible for the E-2 visa. You will have to show that you are in the process of making an investment or that in investment has already been made.

The E-2 visa may be suitable for those who wish to invest a significant sum of money in order to either purchase an existing business or to set up a new business. The E-2 visa is not suitable for silent investors as the investor is required to play an active role in the management and direction of the investment enterprise.

Investing in a US company and qualifying for a visa is a notoriously complex task, it is therefore strongly advisable to seek professional, competent legal advice on the criteria you must meet in order to qualify before making the investment.

Once you have chosen your preferred business, our law firm will be able to assist you in the legal process and complex and lengthy paperwork involved in applying for an E-2 investor visa. Go to for advice on applying for an investor visa.

Questions To Answer Before Buying A House

April 22nd, 2018 Comments off

You saw a picture pretty home being sold online and you definitely want it. Should you buy it outright? Definitely you won’t. You’ll have to take a good and long hard look into it before you sign the dotted line and live in that house forever. That’s right. People are getting smarter when buying homes after the mortgage and real estate industry tripped.

If you are buying a home for the first time you should take the time to learn something about real estate. Make sure you understand the terms of real estate contracts and mortgages. Don’t buy a home that costs more than you can afford to spend. Make sure the house doesn’t need expensive repairs.

Consider the neighborhood. Are the other homes well kept? Look into crime statics for the area. Keep in mind that homes in upscale neighborhoods come with upscale price tags. Make sure the house is in good repair, or that the seller will do necessary repairs before the sale. Make sure you lender will provide a mortgage.

Needed home repairs can give a buyer a bargaining position on the price of the home. Check with your mortgage lender on their requirements. They may be unwilling to grant a mortgage on a home that needs repairs or they may require you to put the money for repairs in escrow. Make sure to check the basement and attic for evidence of flooding, leaks or other potential problems. Mold can be expensive to remove and unhealthy to live with.

In the kitchen, check how many appliances are there to estimate if your appliances can fit in without additional outlets; check the floor, is it level or does it shake? Inspect the floor for stain — can these be removed with the usual cleaning mop and cleansers? If the sink top is marble, examine if it needs to be re-polished. Inspect the plumbing. Are there leaks? How about the tap water? Does it run well or drips?

The bathroom is another expensive remodeling job. Are the tub/shower, the sink and the toilet in good condition? Is there any evidence of leaks? Any cracks? Are the cabinets in good shape? Do you see any sign of mold or mildew? Mold and mildew can be indicators of more serious problems. Are the floors buckled? That can indicate a plumbing problem.

Examine the attic carefully. Make sure it is well insulated so that you won’t lose heat from your home. Look for any signs of leaks. Sometimes even roofs that appear to be in good shape have leaks that can be expensive to fix. What sort of ventilation does that attic have? Look at the exterior and check the maintenance. Count the windows and doors.

If you are seriously considering a house, walk around the neighborhood in the evening when people are home. Is this a neighborhood of young families or retirees? Will you be comfortable living among these neighbors? Try to see the house in the rain. Problems that weren’t apparent before may show up when it rains. If everything checks out and the house is within your budget, now is the time to make your offer.

If you are looking for more advice about Lansing mortgage, you should check out this site which has great info about mortgage lenders Lansing.

How do You Know When it’s Time to Change Bookkeepers ?

August 25th, 2017 Comments off

This article is written for the business owner who has a bookkeeper and has thought about terminating that employee. As business owners, we need to make tough decisions all the time and this one is important. No matter what the company size, there comes a time for any business, to replace or eliminate an employee’s position. No one likes to terminate an employee, especially in this economic environment. We all know, that its important to always care about our employees, so this type of decision is very important and often is hard to make. Sometimes your perception is blocked by your feelings for the employee which often results in no decision. This is article is written to help you realize that it may be the right time to make a decision.

As a small business owner, its tough to make this type of decision, because there may be no one to talk too, and also if you really haven’t had the sufficient time to devote to this problem. Here are 10 reasons or indicators to help you make that decision or to reinforce your decision to change your bookkeeper. If you can identify with a couple of these reasons or perhaps just one, and you believe that the problem cannot be fixed, then it may be time to terminate your bookkeeper or reduce their working hours.

1. Financial information is received late and always has mistakes.

2. You or someone in your family have the time to do the bookkeeping and are financial and computer savvy.

3. You need to replace the income of your wife, your parents, your in-law(s) or other family members.

4. Your bookkeeping doesn’t seem as complex and you are too dependent on the bookkeeper.

5. You have discussed this problem with the employee, it can’t be fixed and you have made every effort to be fair and equitable.

6. Your bookkeeper doesn’t communicate well with you.

7. Your bookkeeper is always too busy to give you the answer to your questions.

8. Your bookkeeper comes in late and leaves early and doesn’t get all the wok done.

9. Given the decrease in your annual revenues, you believe you have too many people employed.

10. Self Realization – A little birdie or an inner voice tells you that it’s time to terminate your bookkeeper or reduce their bookkeeping hours.

Remember,any one of above-mentioned indicators may provide the necessary impetus to internalize the bookkeeping within the family, assuming the replacement person is computer literate and/or is willing to become financially literate. Like any other accounting related decision, ask your CPA or accountant for their input.

Learn how QuickBooks Online provides the essential online accounting tools to manage your business and the freedom to access your financial information from work, home, or the road.

A Simple Guide to Burglar Alarm System Troubleshooting

July 22nd, 2017 Comments off

Security has been an issue that most homeowners have to face nowadays. They have to keep their selves, their loved ones as well as important personal belongings safe against intruders and other harmful elements. This is exactly why people would opt to get a burglar alarm system.

Burglar alarm systems detect undesirable intruders and keep them away by sounding the alarm and informing the authorities. They can also do this while the owner is away and nobody is hope. It can also help protect against fire and other safety issues that may arise. But there will be times that the burglar alarm system troubleshooting is necessary.

Burglar alarms are electronic devices. There is a sensor or a group of sensors placed along strategic and vulnerable areas in the house such as doors and windows. Most of these sensors are sensitive to motion along these areas. When it detects the door or the window moving, it then sends a signal to the central control center, which then sounds the alarm device to ward off the intruder. It can also send a signal to the police station so that the police can come and check on the matter.

You may have to do some systems troubleshooting especially when there are many false alarms. This can be caused when the sensors are tripped by an animal, or the sensitivity of the alarm is high. False alarms are a nuisance, since they can be too noisy, and a waste of time and energy for the answering policemen. That is why false alarms are usually fined by the government. This is why burglar alarm system troubleshooting is needed.

Expert professionals are the people most qualified to handle burglar alarm system troubleshooting. They have already the knowledge, tools as well as the experience to handle different types of problems.

Good companies offer 24-hour monitoring and support services so that your security system will always be functioning well. They answer queries as well as complaints fast and in an efficient way. They often cater to problems such as false alarms, faulty or defective alarms, or even destroyed wires and other apparatuses. This gives the homeowner a lot of peace of mind when it comes to safety and security.

Troubleshooting would include unlocking and recoding the system. Sometimes the owner may forget his password or the unit might have been faulty, so they could fix this easily. Also, as an added plus, there is a constant phone-in monitoring service that lets the owner check if his home is secured, even when he’s away.

If you want to do the troubleshooting yourself, you can simply ask the help of these professionals. They have operators standing by 24 hours to attend to your every need. The choice is up to you when it comes to Burglar alarm system troubleshooting. The best thing about this is that you can be assured that your system runs smoothly at all times.

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Types of Credit Cards and Choosing One

November 10th, 2016 Comments off

Almost everyone over the age of consent has or wants a credit card these days and they are accepted almost everywhere. There are three main types of credit card very common in America. The first major kind of credit card is travel and entertainment cards such as American Express or Diners Card. These have to be paid completely at the end of the month and are generous on spending limits.

The second major sort of credit card is the bank card such as Master Cards, Visa, GM, and Ford cards sponsored mainly by the banks. The bank defines the spending limits, which in bank parlance, is known as the credit line and each offers different terms and conditions. Banks offer a selection of payment methods: either pay the balance in full with no interest or pay the minimum or some part of the balance with a finance charge.

The other major type of card is the retail store card, such as Sears, J.C. Penney, Shell or Mobil. These store cards and those from gas companies, widely known as fuel cards, are only accepted in specific countries. They usually do not carry annual charges. There is a wide variance in the terms and conditions for these cards.

Different types of credit cards offer different options. Some are geared toward individual consumers, while others are designed in ways that work best for small business needs. To know what sort of credit card fits your needs, you should review a few options.

How to Select your Credit Card.

Credit cards are a part of everyday living for most people living in the west. It’s becoming increasingly impossible to avoid them, especially for business men. So, if it is the first time you are about to enter into the realm of credit cards, here are some of the basics you ought to look out for.

First, compare the interest charged on all the credit cards you are interested in. While the rate may not stay fixed for ever, it’s always better for novices to apply for the one charging the least interest.

Read the fine print carefully, especially on the other charges that may be applied, like late-payment fees, annual fees, and whether there is a grace period which is normally given before the finance charges kick in.

Decide what spending limit is most suitable for a person of your income. Furthermore, the fewer credit cards you use, the better placed you will be to understand your spending pattern.

You ought to compare the features such as the cash back incentives, guarantees, rebates and the like and check whether the card is accepted broadly enough to fit in with your needs.

You should acquaint yourself with the following terms: 1] Annual Percentage Rate: this is the yearly cost of the credit. 2] Finance Charges: these are the total charges of the transaction. 3] Period of Grace: This is the length of time the card issuer allows you before they commence charging you interest on your purchases. (Not all credit card issuers allow a grace period).

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