Posts Tagged ‘Cash’

Sending Money to India: The Advantages of Sending Cash Fast

June 25th, 2018 Comments off

While vacationing in India for a few weeks a while back, the unthinkable happened; I lost my wallet. I luckily still had a passport, but I had to figure out a way to get money wired to India so I could get to the airport and back home. Had I lost my passport as well, this would have been a very different story.

It was difficult at first to find a place where my family could wire money to from the United States. All I was left with was a passport and suitcase, while I helplessly scoured for a wire service where I could get money sent. Finally, I found a place where my brother could send the money.

Ironically, just before I left for the trip my brother cautioned me to keep an extra stash of cash and an extra credit card in case I lost my wallet. Unfortunately I ignored him, figuring nothing like that had ever happened to me so it was best to keep everything in one place ” my wallet.

At the time, I didnt even have enough money to make a phone call but luckily a vacationing couple from Florida gave me enough to make a call and grab some food. When I called my brother, the first thing he asked was if hid extra cash and a credit card.

The second I realized I lost my wallet, I was on my way to a town I planned to explore before settling on on a place to stay. So while I waited for my funds to arrive, I had no place to go.

If you ever find yourself in a similar situation, make sure to have someone to reach back home, then give them the code of the location you would like the money. This code is available at all locations and significantly speeds the process along. Also, to avoid getting shortchanged ask your sender to ensure the funds will be automatically converted to the correct currency.

Although it was still a wonderful trip, I most definitely learned a valuable lesson.

Understanding all there is to know about money to India is not always easy. Luckily you can get everything you need right here at sending money to India

Transfering Money to Inmates

January 27th, 2018 Comments off

In 1930, the Department of Justice established Commissarys to Federal institutions. This Commissary was developed to help garner a savings account for the monies that prisoners collect not payed-out from the Federal State Penitentiary. For the first time, these accounts allowed the Bureau of Prisons to preserve responsibility for funds prisoners collect while confined. Funding sources are classically from family and friends, however, other sources are allowed to give as well.

If one were to send funds to a Federal inmate, the best way to do so would be through the U.S. Postal Service or money transfer service via the Quick Collect Program. Before any monies can be retrieved, the inmate must be housed at one of the Federal prisons. This means that if the prisoner is not physically housed at one of these facilities, the monies cannot be posted and will be returned – as anybody can send money to prisoners via the mail. There are stern guidelines that must be followed, otherwise, the monies may be rejected.

It is important to always remember that the monies are sent in a form of money order. The money order must be made out to the inmate’s full legal name with their personal eight-digit registration number. Again, cash or personal checks will not be accepted for deposit.

Other guidelines are also needed. The name and address of the sender must appear in the upper left hand corner of the envelope. This is necessary in case the mail needs to be returned to the sender. The deposit envelope cannot have anything other than the deposit. If this happens for any reason, the Bureau of Prisons will immediately trash of all items included with the deposit. If the monies are not received, it is the sender’s job to trace the funds through the institution where the money order was ordered.

As earlier mentioned, monies can also be sent to inmates via money transfer services, also known as the Quick Collect Program. If sent between the hours of 7:00am and 9:00pm Eastern Standard time, funds sent via this manner will post to the prisoners account within 2-4 hours. Any monies received after this time will be posted the next business day by 7:00am.

Once again, as reminder: It is crucial that the sender is aware of the specific instructions of sending funds. If for any reason, the prisoner number is wrong and funds are unintentionally posted to another inmate’s account, the money will most likely not be returned.

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Home Financing — Finding The Best Loan For A Home

April 21st, 2017 Comments off

Most people who dream of buying their own house usually look to financing to help themselves own a home. But owning a home isn’t as simple as shopping around for a house, applying for a loan then paying off the mortgage. Even as banks and lending institutions are aggressively attracting customers by offering lower interest rates, you should still give this enough thought before making a final decision.

It is better to investigate around and ask about what types of credit are open in the market that may suit you. It is impossible to have a perfect loan that will work for everybody. There will always be one loan type that will work better for you than another. Decide first on what you want for a home in order to have the best type of loan you should choose.

Are you a low-income house hunter?

If you want to purchase a house but you don’t qualify for a loan because you currently have low income, then a temporary buydown may be the right loan for you. A temporary buydown is ideal for people who are cash-strapped for the moment but expect to enjoy an increase in income in the near future.

The two most popular kind of temporary buydowns are 3-2-1 loan and the two-to-one loan. The first type have an interest that goes up one point every year for the next three years and then remain constant for the succeeding years. The second one increases the interest rate have a one point increase for only the first two years.

Temporary buydowns may require to you shell out a little more money than other loans at the beginning, but this small sacrifice will be enough to qualify you for the loan.

For those looking for temporary housing

You want to own a home but aren’t entirely sure how long you’ll be staying in a given area. Either your job requires you to be assigned to different cities, or you plan to later on sell your home. If this describes your current situation, then you are better off getting delayed adjustable rate mortgage (delayed ARM).

Delayed ARM requires you to pay fixed monthly fees longer than other type of buydowns. For instance you have a 5-1 delayed ARM, meaning, the interest rates will be constant for the first five years only. Change of interest rates will depend on economic conditions and you arrangement with the lender.

Are you looking for a home to spend the rest of your life in?

If you have no plans of moving or plan on staying in your home for the remainder of your life, you can go for a fixed-rate mortgage. Fixed-rate mortgages mean just that – fixed. Your interest rates and monthly payments remain the same throughout the life of the loan. If you can get a low interest, so much better because your payments don’t increase even if market rates do.

You can either get a 30 year or 15 year fixed-rate mortgage. A 30 year mortgage will afford you lower monthly payments than a 15 year-fixed, but you end up paying for more, overall, on the former.

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Things You Can Do To Proceed A Debt Free Life

December 10th, 2014 Comments off

The elements to having a debt free living are certainly old. It’s the same as dieting – everyone wants a NEW approach – a “never been seen before” way to lose weight – when the simple fact remains that the only way to lose weight is to take in fewer calories than the body uses.

In order to be free of debts, you should not expend all the money that you earn but instead, pay the balance of your debt right away so that you will not be paying interest on the money you owe. Quite easy right?

So initially, to be able to really examine the situation, you have to first put all your bills on the table then examine them and jot down the balance you have to pay plus also the money that you’ll be earning for that month.

A budget must be made and as well, must be followed. It’s hard at first, but you get used to it.

I would opt for Dave Ramsey’s “snowball plan” in which you are going to pay the bills with lesser amount first until the time that what is left is only a mortgage. Just don’t worry about those consolidation services. Contemplating too much about this, bankruptcy might be a choice you ought to reflect on.

The second part shall be to build up your revenue however, be mindful. It’s alright to work hard, but please don’t destroy your life in the process.

I am concerned with people’s quality of life as they try to reduce debt and increase income streams to accomplish these goals in a timely manner. Remember, there are only 24 hours in one day and no person can work the whole 24 hours everyday!

My wife enjoys eating out – it’s foolish to eat out if you can’t afford it – don’t put a meal on a credit card unless you can pay the entire balance on that credit card at the end of the month, so no interest is accrued.

Lots of debt consultants will subsequently suggest to you to never go and eat out until all your debts are paid however, they don’t even know my wife!

So – what do we do?

A lot of us raise our income until we are able to get out of debts and be able to afford eating out just to have a happy wife and be debt free.

In case you are seeking for an approach in order to raise your income while having a great time, simply visit my website for more details. Let us not forget that debts aren’t obligatory!

Wish to know a little more about free money? Feel free to visit free cash.

If You’ve Been Thinking About Making Money Online, It Can Still Be Quick And Easy.

November 18th, 2014 Comments off

Most people these days are looking to make extra money online or supplement their income. If you’re not, you are either super rich or super naive. With the economy the way it is, we all need extra money.

In times like this, with people being laid off everywhere you turn, it’s natural to want some sort of financial parachute. You just never know when it could be you out of work.

The internet boom of the 90’s is still fresh in most people’s minds. Companies like Yahoo, all the way down to sites where you could buy groceries were money makers before the bust.

But the internet became a highly competitive place as it grew after the dot com bust. In fact it added incentive for the webmasters to get money anyway they could. Sometimes through unethical practices.

It’s easy to be skeptical about making money online. After all, if these online sites worked so well, wouldn’t a lot more people be rich?

Are there any legit ways to make money online in today’s time? Of course! One way is affiliate marketing. Taking someone else’s products or services, which are already proven to be in demand is an excellent way to make money. Especially if you know how to market online already. But in most cases, they will show you how to market their services online.

It’s best in affiliate marketing is to promote products that you use or at the very least would use yourself. You can then edify the product or service and be enthusiastic about it. People can tell when you are genuinely happy and eager to show them something that they would like. Or if you are just trying to make money.

The other way is to have your own products or services to promote. This can make you lots of money. Instead of just being an affiliate marketer, you can have people selling your products or services and you profit from their efforts to make their own money.

But what if you want to make money without having to sell your product or anyone else’s? Is there such an opportunity? Yes! Cash Gone Postal. Cash gone postal is a network marketing company where you don’t have to network. I searched the web for “make money online”. I found a site where there is No selling, No recruiting and No calling. I got $300 the first month, $800 the second month, and $2,400 the third month. I only registered for 3 months which the registration fee was $10. So that was an excellent return on investment. Cash Gone Postal was the best work from home, business opportunity that I found online. I recommend this site as and experienced affiliate marketer. Not to mention you are guaranteed to make money. You really need to look at this one.

Want to find out more about making money online?, then visit Steven Greens’ site on Become rich online for your needs.