Posts Tagged ‘debit cards’

Actions You Can Take To Avoid Credit Cards Fraud

November 23rd, 2018 Comments off

Defending oneself next to regular monetary scams is fast becoming the custom in Australia with the majority of people no longer eager to risk their monetary and individual identity being copied and used for deceitful deeds.

So what are the actions people can take to defend themselves against increasing credit card scams?

List of things to execute to stop such scams

  • Don’t let your card be misplaced. Moveable skimming machines can steal your card information with a plain swipe.
  • Don’t provide private or card particulars to people that initiate a call to you by saying they are from a reliable foundation like your bank.
  • Keep your mail box safe – burglars can target your post to acquire new pin numbers or credit cards sent from your bank.
  • Keep it safe or tear down any pin numbers received in the mail, prior to putting it in the garbage.
  • Always verify your statements for any doubtful transactions.
  • Tell your provider at once if your card is stolen, misplaced or if you become aware of any unusual activities or mysterious transactions on your account.
  • Sign your card at once upon getting it and keep your PIN safe.
  • Don’t make your PIN something that can be presumed – eg: your birthday.
  • Check your credit file often to make out if there are any credit checks that you didn’t initiate – i.e.: fraudsters making finance applications in your name.
  • Make sure you have the latest protection on your computer to put a stop to malicious programs like key loggers – programs that trace everything typed into your PC and then mail this information by means of the web to the robber.
  • Make your passwords safer. In general, the longer your password the harder it is to hack. Password hacking programs use vast lists of factual words to make an effort to hit upon passwords. To make it harder to crack your password, professionals advise not making use of real words. Preferably, make use of upper and lower case letters numbers and make it as long as feasible.

At you can compare the best available Debit Cards, St george debit card and Anz debit card from across Australia.

A Few Debit Cards in Australia

November 14th, 2018 Comments off

Debit Card: Although financial consultants might sniff at the categorization, a debit card can be seen as a type of plastic cheque, devoid of the troubles of writing a cheque, together with several advantages of a credit card. Debit cards and credit cards, although very much bear a resemblance to each other are actually pretty different

Some debit cards in Australia

Anz Debit Card: An ANZ Access Visa Debit card let you make use of your individual money wherever Visa is acknowledged – online, out of the country or over the phone.

ANZ Access Visa Debit is an element of the ANZ Access Advantage, ANZ Extras Package, ANZ Access Select and ANZ Access Deeming accounts. If you want to get more from your everyday bank account, change to an account with Visa Debit access.

St George Debit Card: A St george Visa Debit Card is offered with no yearly charge that provides you convenient access to finances in your transaction account

To get started, connect your Visa Debit Card to your St.George transaction account, which can be:

  • Complete Freedom
  • Express Freedom
  • Complete Freedom Student
  • St.George SENSE accounts, or
  • Retirement Access Plus

Westpac Debit Card: With the beginning of the MasterCard debit card in Australia just some years before (2005), there are just three credit card providers in Australia that put forward debit card through MasterCard’s credit services. Westpac just turns out to be one of them.

For a usual debit card, the Westpac Debit MasterCard has a trifecta of protection measures in place, so as to defend its holder’s from credit scam and robbery. For starters, when you make use of it, you’ll have the choice of signing the acknowledgment or using a PIN for your acquisition.

Secondly, Westpac uses the Falcon system which distinguishes strange acquisition movement on your card. So if you’ve made some purchases outside of the common purchases you make, you’ll get a call from Westpac just to make sure that it’s you who is using your card and not somebody who shouldn’t be.

Finally, the Westpac debit card is sheltered by MasterCard’s Zero Liability policy. Therefore if somebody has been racking up purchases on your debit card, you won’t be accountable for them.

Commonwealth Bank Debit Card: Commonwealth is again an Australian bank to put forward debit cards through the MasterCard facility. The debit card is obtainable in two Commonwealth bank accounts – the Smart Access account and the Complete Access account, and are able to be used together with Commonwealth bank’s Student Options.

The Smart Access account charge is per month, which provides you limitless access to electronic transactions through Commonwealth bank. The Complete access account offers a little bit more, with unrestrained branch withdrawals, teller-assisted cheques and phone banking and indefinite electronic Commonwealth electronic transfers.


Adam Reedy writes about “Debit Cards” – At you can compare the best available Debit MasterCard, Westpac debit card and Suncorp debit card from across Australia.

St. George Visa Debit Card – Acknowledged At Various Places In The World

September 3rd, 2018 Comments off

Debit cards are ideal for those who wish to keep their expenses in check. With debit cards, you’re restricted to what you have in the bank, you cannot splurge more than you have and it’s the easiest technique to save. As, St. George Debit card is from Visa, you can make use of it at any of the 24 million merchants around the world where it’s acknowledged; as a result you acquire the similar access as a credit card. You moreover get rewarded with an opening rate of 6.15% p.a,consequently the more you keep in your bank account, the more it grows.

You can exercise your St. George Visa Debit Card at EFTPOS outlets, out of the country, online and even in over-the-phone dealings. Or if you require cash, you can extract it from any Visa ATM, in Australia or overseas (charges might apply). It offers all the ease of a credit card, devoid of the risk, the cost, and the association charges. If you’re just starting off, are in search of something simpler, or wish for more command over your funds, then it’s the ideal package for you.

If you are fond of shopping online, then your St. George Visa Debit Card lets you do so, devoid of the threat of fraud or identity theft. Search for the outlet verified by Visa logo on the merchant’s website and you will be able to transact exclusive of the hassle, all you have to do is set your password and enter it whenever you shop. You can moreover sign up to St. George Falcon; it supervises your account and notifies you of any bizarre splurging patterns. It furthermore allows you to disclaim online dealings, where you were charged too much or did not take delivery of your item.

You won’t lose out on the benefits of credit card holders with the St. George Visa Debit Card. By means of Visa Preferred Services; you are able to access a world of extra benefits, counting concessions at hotels, priority seats at shows and dramas and reservation services for entertainment places.

The St. George Visa Debit Card is obtainable to St. George members with an Express Freedom, Complete Freedom, Complete Freedom Student or a Retirement Access plus Account. You should also be at least 18 and a national or permanent resident of Australia. You can submit an application online to acquire your card quicker; it only takes about 10 minutes and is 100% safe.

Visa And Mastercard Debit Cards – A Comfortable Way To Expend

August 9th, 2018 Comments off

Nowadays, the majority of financial organizations offer MasterCard debit card, Visa debit cards or else both. At the same time as all debit cards put forward the similar fundamental features, but still there are dissimilarities amid the both that ought to be judged, prior to making a decision on one.

Both MasterCard and Visa have made debit cards more reachable, selling them as a comfortable medium among EFTPOS and credit cards. Both of these imbursement processors have great user-friendly features, comprising:

  • Extensive, worldwide access to your money in more than 30 million places.
  • Extra flexibility for using money online, over the phone and out of the country.
  • Added handiness and command over your funds.
  • Maintenance services and better credit-card like safety features.

There are slight dissimilarities in conditions of where you will be able to make use of MasterCard or Visa debit cards and they each have variations that are worth considering.

One of the rewards of debit cards from MasterCard, like the ones accessible through the Commonwealth Bank (commonwealth bank debit card) and Bankwest, is that they present special access to Priceless Music. This is a plan offering offers for a number of the newest performances, contests and entertainment, restricted to Debit MasterCard.

In conditions of Internet banking, MasterCard also exercises a dissimilar communication arrangement to Visa, with flexibility to it that a lot means that it will continue in process even when there are communication system troubles.

Visa, alternatively, has a comparable entertainment alternative for Visa debit cardholders in the shape of Visa Entertainment, although evidently the exact offers amid these two plans will show a discrepancy.

A lot of banks also incorporate additional account features with Visa debit cards; an excellent example is the ANZ debit card which does not charge monthly service charges.

In conditions of safety, Visa offers debit card consumers a zero liability policy to guard against scam, too. All cardholders have to do is press “credit” when they make use of it.

Deciding between MasterCard and Visa might not seem like something that needs to be judged deeply, however it is still the little things that are important.

Having A Debit Card In Australia – A Very Important Act

April 2nd, 2018 Comments off

Opening an Australian bank account isn’t that terrible as it is in a number of other countries and the complete procedure can even be done online, prior to entering the country. If you make a decision to wait until you gain entry in the country, then getting an Australian bank account should be one of the primary things you to do.

Having a place to store your cash doesn’t mean you have to shell out international banking charges, every time you extract money.

A bank account is moreover important for the majority of working people, since monthly income is usually transferred straightforwardly into an account. If you don’t have one your boss will often have no technique of paying you.

The most general sort of account is the current one that is usually identified as a transaction account in Australia. These offer a cheque book, ATM right to use, a debit card, and the capability to compensate your bills through phone or internet banking. These can handle your everyday banking needs.

There are four foremost banks in Australia: Australia and New Zealand (ANZ), Commonwealth, National Australia Bank (NAB) and Westpac. There are countless smaller local banks, however to be able to locate your bank all over the country, you should stick with one of these four.

Westpac allows you the chance to open a bank account earlier than arriving in Australia. It is called a ‘Westpac Choice’ account and it allows limitless transactions for a monthly fee of $5 and the first six months are free of charge. One can also make use of Westpac debit card.

NAB put forward three Smart Everyday banking accounts, any of which might be used with the bank’s Visa debit card.

ANZ Debit Card is a good gamble for those looking for the ease of a debit card, devoid of an obligatory credit check, as the majority of standard banks have a need of. Direct deposit choices are offered with this card, and limitless ANZ ATM and over-the-counter branch transactions are integrated in the card’s $6 monthly charge.

Moreover, customer can prefer one of the three color choices, which are as follows: black, blue, and pink. The card works just like a debit Visa product attached to a checking account, however no checks are issued.

Accessible with either Commonwealth Smart Access account or Commonwealth Complete Access account, your MasterCard Commsec Debit card offers you low cost safe access to finances, to make acquisitions and expenses in-store, over the phone, or on the Internet. Also, Debit MasterCard is acknowledged everywhere.


Adam Reedy writes about “Debit Card” – At you can compare the best available Debit MasterCardWestpac debit card and Credit cards from across Australia.