Posts Tagged ‘Michigan’

Questions To Answer Before Buying A House

April 22nd, 2018 Comments off

You saw a picture pretty home being sold online and you definitely want it. Should you buy it outright? Definitely you won’t. You’ll have to take a good and long hard look into it before you sign the dotted line and live in that house forever. That’s right. People are getting smarter when buying homes after the mortgage and real estate industry tripped.

If you are buying a home for the first time you should take the time to learn something about real estate. Make sure you understand the terms of real estate contracts and mortgages. Don’t buy a home that costs more than you can afford to spend. Make sure the house doesn’t need expensive repairs.

Consider the neighborhood. Are the other homes well kept? Look into crime statics for the area. Keep in mind that homes in upscale neighborhoods come with upscale price tags. Make sure the house is in good repair, or that the seller will do necessary repairs before the sale. Make sure you lender will provide a mortgage.

Needed home repairs can give a buyer a bargaining position on the price of the home. Check with your mortgage lender on their requirements. They may be unwilling to grant a mortgage on a home that needs repairs or they may require you to put the money for repairs in escrow. Make sure to check the basement and attic for evidence of flooding, leaks or other potential problems. Mold can be expensive to remove and unhealthy to live with.

In the kitchen, check how many appliances are there to estimate if your appliances can fit in without additional outlets; check the floor, is it level or does it shake? Inspect the floor for stain — can these be removed with the usual cleaning mop and cleansers? If the sink top is marble, examine if it needs to be re-polished. Inspect the plumbing. Are there leaks? How about the tap water? Does it run well or drips?

The bathroom is another expensive remodeling job. Are the tub/shower, the sink and the toilet in good condition? Is there any evidence of leaks? Any cracks? Are the cabinets in good shape? Do you see any sign of mold or mildew? Mold and mildew can be indicators of more serious problems. Are the floors buckled? That can indicate a plumbing problem.

Examine the attic carefully. Make sure it is well insulated so that you won’t lose heat from your home. Look for any signs of leaks. Sometimes even roofs that appear to be in good shape have leaks that can be expensive to fix. What sort of ventilation does that attic have? Look at the exterior and check the maintenance. Count the windows and doors.

If you are seriously considering a house, walk around the neighborhood in the evening when people are home. Is this a neighborhood of young families or retirees? Will you be comfortable living among these neighbors? Try to see the house in the rain. Problems that weren’t apparent before may show up when it rains. If everything checks out and the house is within your budget, now is the time to make your offer.

If you are looking for more advice about Lansing mortgage, you should check out this site which has great info about mortgage lenders Lansing.

Local Current Michigan Apartment Search

August 19th, 2013 Comments off

If your trying to find an apartment in the Michigan area, then you know how diverse the community is. Michigan is full of vibrant cities and neighborhoods that are rich in apartments. If the city life is not for you, there are neighborhoods that are away from the city and can give you a sense of living in the country. Whether you want a residence that is small or large, there is sure to be something just perfect for you. When you go about a Michigan Apartment Search, remember to keep an open mind so that you can see all of the listings.

A real estate agent can show you some apartments that are available. These are usually in condo buildings and are for rent by the owner. These units can give you a lot of amenities but may come at a steep price. They can also show you where else you can look.

There are guides that can give you everything you need to know about current rental properties. They are located close to newspaper boxes and are free for anyone to pick up and look through. Inside you can get all the contact information and everything needed to understand everything about the apartment from size to price. Information is current and up-to-date.

The price of apartments in these areas can go from cheap to really expensive. They key is to find a neighborhood that best suits your price bracket and work from there. Something close to the city might be higher in price then looking in a location that is farther away. One that is close to the city might be perfect for anyone who doesn’t have a car and needs to jump on public transit to get to work. The money saved on car payments can just go toward the extra rent.

There are many things that can come with apartments that can make your life easier. If laundry is on site it can give you an added convenience. Things like parking spots might be of concern as well. Some apartments are located in a tight spot in the city where there is not parking, this is perfect for anyone who takes cabs or buses to and fro work.

Utilities can be paid separate or together with the apartment bills. Some people like having them included because they don’t have to think about them every month, and in seasons where utility prices tend to jump, the renter would not have to worry. However paying them separate could give you a cheaper rent payment and is better for anyone who doesn’t use many utilities for example someone who is not home often or lives alone.

There are benefits to both big and tiny buildings. Some buildings can have a few unites like four or six. These are great and intimate but do not have elevators or any amenities. A tall building will be busy, but may have an elevator and perhaps a laundry mat and on site daycare.

When you begin your Michigan Apartment Search, remember to check out all different kinds of neighborhoods. You might be surprised by a new community that you didn’t even know about before. It might send you in the right direction closer to finding the apartment of your dreams.

When you go about a Michigan Apartment Search, remember to keep an open mind and check out our guide. We have got the ultimate inside info on how to find ideal Apartments in Michigan now on